Does Your Current Home Fit Your Retirement Plans

by Michael Calogero

🏡 Does Your Current Home Fit Your Retirement Plans?

As retirement approaches—or even if it's still a decade away—many homeowners begin to ask a powerful question:

“Does my current home still fit the lifestyle I want for my next chapter?”

Whether you’re dreaming of more time on the golf course, downsizing to simplify, or relocating to a mountain-view haven, your home should support your ideal retirement—not work against it. Let’s take a look at how to evaluate if your current home truly aligns with your future goals.


✅ The Retirement Fit Checklist

Use this quick checklist to assess your current living situation:

1. Is it the right size?

  • Too big? Extra bedrooms, high maintenance, and underutilized spaces can feel overwhelming (and expensive).

  • Too small? Planning to host family, entertain, or start new hobbies? Ensure your home has the flexibility you need.

2. Is it aging-friendly?

  • Are there stairs you may eventually want to avoid?

  • Is there a main-level suite with a bedroom and bathroom?

  • Can the layout be modified to accommodate changes in mobility?

3. Is the location right?

  • Are you close to family or medical care?

  • Do you want a stronger sense of community?

  • Are you seeking milder weather, golf access, or gated privacy?

4. Is it financially sustainable?

  • Even without a mortgage, property taxes, insurance, and maintenance add up.

  • Downsizing or relocating can free up equity and reduce monthly expenses.


🌄 A Lifestyle-Driven Move

Retirement isn’t just about slowing down—it’s about living better.

Many of my clients in Asheville and Western North Carolina aren’t moving because they have to. They’re moving because they’re ready for a home that reflects their lifestyle. Whether that means mountain views, private clubs, or a low-maintenance cottage in a secure community, the goal is to retire into something that feels like an upgrade.

And here's the truth: It’s never too early to explore your options.


💬 Let’s Talk About Your Next Chapter

Curious about what a retirement-ready home looks like for you?

I offer private consultations for buyers and homeowners looking to align their living situation with their long-term goals—whether that’s relocating, downsizing, or exploring private community living here in the Asheville area.


Michael Calogero
Luxury Real Estate Advisor
📍 Based in The Cliffs at Walnut Cove
Mountain Luxury Group
📞 609-923-6457
✉️ mgcalogero@gmail.com
🌐 gatedluxuryofasheville.com

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Michael Calogero

Agent | License ID: 357015

+1(609) 923-6457

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